Privacy

Privacy Policy

What does City Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers’ personal information; the reasons City Bank chooses to share; and
whether you can limit this sharing.

Reasons we can share your personal information Does City Bank share information? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We do not share
For our affiliates to market to you No We do not share
For non-affiliates to market to you No We do not share

Questions

Call 1 (800) 687-2265 or Contact.

Who we are

Who is providing this notice?

City Bank

What we do

How does City Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does City Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card/credit card
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

    Why can't I limit all sharing?

    Federal law gives you the right to limit only

    • sharing for affiliates’ everyday business purposes—information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

    Definitions

    Affiliates

    Companies related by common ownership or control. They can be financial and non-financial companies.

    • South Plains Financial Inc.
    • Windmark Insurance Agency, Inc.

    Non-affiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    • City Bank does not share with nonaffiliated so they can market to you.

    Joint marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    • Our joint marketing partners include companies such as financial service providers and/or direct marketing companies.

    Other important information

    Texas Consumer Complaint Notice

    City Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by
    the Texas Department of Banking. Any consumer wishing to file a complaint against City Bank should contact the
    Texas Department of Banking.

    Consumer/customers may file complaints with the Texas Department of Banking by contacting the Department through
    one of the means indicated below:

    In Person or U.S. Mail

    Texas Department of Banking
    2601 North Lamar Boulevard
    Suite 300
    Austin, TX 78705-4294

    Telephone Number

    1-877-276-5554 (Toll free)

    Fax Number

    512-475-1313

    Website Address

    dob.texas.gov

    E-mail Address

    consumer.complaints@dob.texas.gov